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The following is a list of my top ten financial tips that I believe, when applied, can and will become key pieces for financial success for you.Top Ten Financial Tips - Hopping Happy

Please note that each of these are not direct quotes from anyone but myself, and that each of these has become a part of me; pieces of my financial instincts that I rely on every day.

Also, be sure to check out my top picks for financial success books, Here.

Let me know in the comments below what you think of my list of tips and I hope you enjoy!”

Top Ten Financial Tips Tips List:

1. Manage Every Last Penny Well

Though it may seem a bit obvious at first, I have met many people who might know how much money they are making, but not how much they are keeping.

Naturally I mean they don’t know where there money is going or how to use it to help them be successful.

Top Ten Financial Tips - Penny For Your Thoughts

I have been guilty of this myself, but it has become far more difficult to do and less common with the help of a budgeting system.

Without a budgeting system, and something that tracks my transactions or balances, I would not be able to function at the level that I do on a regular basis!

My favorite tool for managing money and eliminating debt is Mvelopes. Check out my full review as well, I absolutely love it and have used it for years.

2. Play Big, Play Rich

You know what people dislike? A cheap rich person. Who likes someone with tons of wealth who spends like they can barely afford anything?

Just to clarify, there is nothing wrong with buying at Goodwill, or buying things that the middle class buy. The problem arises when your lifestyle reflects a poor mindset amidst great wealth. It looks like you achieved everything you’ve ever wanted, but decided to live like you hadn’t.

Granted I’m not suggesting that I wouldn’t budget even when I have achieved great wealth, but not getting what you want, when you want it, when you have the resources to do it, is backward thinking.

When you are rich, you buy that new car, you buy that gold watch, you buy your spouse expensive clothing or jewelry! Don’t be cheap!

The reason I mention this however, is that this applies to us now!

You may not have millions of dollars, but life is too short to live cheaply! Use your “Play” or personal spending savings or allocation to get what you want! Your “Play” should make you feel rich!

T. Harv Eker talks about a money “Jar” system for managing money, and I use it on a regular basis, it rocks!

3. Save For A Rainy DayTop Ten Financial Tips - Green Pig Bank

While saving is by no means going to provide you with financial freedom by itself, having funds saved for specific purposes (broken down car, medical bills, need new computer, etc.) has become an absolute must in my budget.

I never know when I will need money for contingencies, they just happen, and funds are usually required. That’s why I save!

4. Set Goals

Without a goal, where the heck am I going? What am I working towards?

Why am I even getting dressed in the morning or getting up to work in the morning?

The answer lies within my goals. They should be present, visible, and constantly in my thoughts!

Spend an hour writing down where you want to be in 1 year, 3 years, and 5 years, in the financial area of your life, and then do it for the other areas too!

5. Think Rich, Be Rich

Mindset is key to success, and if my mindset doesn’t match how many zeroes I want to make or how much I am already making, I will not make or retain the wealth I achieve, really! I will find a way to get rid of it!

If you don’t believe you are rich already, you can read my review on a great book about this called “Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth” by T. Harv Eker.

6. Schedule Like You Were Late For A Very Important Date

Ever seen Alice in Wonderland? Good, I don’t want to be that bunny. He had a nice watch, but no schedule.

Want to be late? Have a watch that tells you the time and don’t have a schedule that tells you where you are supposed to be.

It’s not that I can’t succeed or get things done without a schedule, believe me I can, but without a schedule, the quantity of actions I take drastically goes down.

I am doing so many things during the day, if I didn’t have a schedule, how would I remember everything that I need to do?

7. Do What You Love and Are Passionate About

Before you jump to any conclusions, I am not saying to quit your job just because you don’t like it, everyone dislikes their job at some point, even if they did like it at first.

What I am saying, is that if I want to achieve success, my success should be built around what I love. Otherwise, how will it be long-lasting?

Many businesses grow and thrive simply because the person behind it is so passionate!

8. Don’t Get Burned Out

This goes out to those people who are what I call “doers”. They take action constantly and get results quickly because of it. The problem I run into, being a “doer” myself, is getting burned out, or exhausted physically and emotionally.

I might have a great drive and passion, but without pacing myself and refreshing myself with rewards, rest, socializing, and fun, I get tired fast.

9. Prepare For and Expect SuccessTop Ten Financial Tips - Money Mind

When I work, I expect results. When I aim to succeed, I believe I can succeed. If I don’t expect results, or I don’t believe I will succeed, I usually don’t, simple as that.

Mindset plays are part in my life in several ways. This one is a big factor in what I do and how I do it. It is important for me to be emotionally, spiritually, and mentally prepared for success.

Being ready to receive is important! Believing that I am capable and qualified for success is key!

10. Never Stop Learning

Never stop growing! School shouldn’t be the end to my education, but merely a foundation and a habit that I should continue.

I have some great books that can give you a jump start into financial education that can help you achieve financial freedom, check that out!

I went to school every day, learning every hour I was there, and I am still learning, now about different things. The subjects may differ, but the habit remains, I hope you keep it too!

Leave a comment below! If you have any questions and I will be more than happy to get back to you!

Best wishes,

Jacob Highley

jacob@financialsuccessbook.com

Jacob is the featured author on FSB. He is a seasoned Internet Marketer and Financial Expert.

Some of his professional experience includes, Real Estate, Stocks, Business Management, Crypto Currencies, and he is a veteran Online Blogger.

He is an avid reader and investor. He has a passion for helping others succeed and overcome obstacles in their lives. He believes that “Knowledge Is Power”, and that people have the ability to do anything they set their minds to.

You can read more about him, Here.

  1. Great tips I must say. I think the doing something you enjoy doing is the key. It pushes you to better what you are doing because you love it so much you want to perfect it. Anything else you will push to the side if it is not working right.

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